
This is the third post in my “Making the Leap” series. If you haven’t seen them already, part 1 is here, and part 2 is here.
You probably won’t quit your job. You may want to quit. You may already be prepared emotionally to quit. You may not have any reason at all to stay. Except that it pays the mortgage and the car payments and for electricity to heat and cool and brighten your house. Other than that, your job may be useless. But, that stuff’s important, so you probably won’t quit.
When I prepared to make the leap from a corporate career into a ministry career, this was an area of concern for me, but even more so, for my wife. How could we make it? Could we afford it? But, God already had this under control.
After returning from Haiti in January 2010, I felt God telling me to sell my house. I didn’t know where I was going to go – while I’d been talking with the church about coming on staff, I didn’t have a job offer, the job I wanted didn’t yet exist, and there was no budget for it. But, God said to me, very clearly, “If I’m going to do anything with you, I need you to sell your house.” So, I told my wife. Very delicately. And to her credit, she said ok.
But in truth, God had begun financially preparing us for this transition years before it happened. We had managed our money in such a way that we had no debt except for our house. We had quite a bit of equity in our house, so even if we had to drop the price, we would still come out ok. God had been very faithful to us with a pretty good income for a number of years, so we were able to put away money for retirement, an emergency fund, a new car fund, etc. I’m not bragging here, I’m telling you that God had been preparing us. We weren’t loaded, but we were comfortable.
Which was part of the problem.
We began praying for the church. We began praying for people to be generous. We began praying for someone to buy our house. I (not we) began looking for houses. But no one came to look at ours. No. one. For four months. So, I did what any person would do who is ready to make the leap – I went and quit my job.
I don’t recommend that. Unless God has prepared you financially. I knew that we could make our mortgage payment for a while even if I didn’t find work. If I got the job I wanted, even though would be a pay cut, we could make it last even longer. I knew we had money put aside to live. And because God had been faithful, I was able to be faithful and do what He was calling me to do, even in the face of my fears.
I believe that if you’re called to a new career… not just that you want a new career, but that you’re being called to a new career… God will prepare you financially, as well. If he doesn’t, you need to be praying seriously about whether or not the call is from God. He won’t call you into something and not provide. As one pastor I know likes to say, “If it’s God’s will, it’s God’s bill.”
So, before you ask, “Should I quit?” ask, “Am I financially prepared to quit?” Do you have an emergency fund? Do you understand how you’ll live? Are you willing to accept a new standard of living? I’m not saying there’s no faith involved, but Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.”
Just because you are prepared emotionally, doesn’t mean you’re ready to make the leap. Make sure you are prepared financially. It’s good stewardship.